of Retirement Healthcare Experts

Tracy Russo, CLTC
President & CEO
With an extensive career in insurance, Tracy brings an educated and enthusiastic perspective to solving the needs of retirement healthcare. She began her career at HTA in 1998, where she worked managing and recruiting agents in the world of health insurance. Throughout the years, she has grown to become a nationally recognized specialist and advocate for both Medicare and Long-Term Care education.

Nicole Kennedy, CLTC
Director of Relationship Management
Nicole has over 7 years of experience working in the insurance industry as a specialist in both Long-Term Care and Medicare products. Her knowledge and expertise has helped hundreds of agents and financial advisors in finding the best solution for their client’s needs.

Kathy Bretzel
Director of Business Development

Denise Wolverson
Office Manager

Kimberly Russo
Vice President of Licensing

Jameson Weaver
Brokerage & Logistics Coordinator

Anya Phillips
Client Services Representative

Brenda Rich
Client Services Representative

Joan Miles
Client Services Representative

Adam Bozarth
Advisor Services Representative

Renee Toto
Licensing & New Business Coordinator

Jill Robinson
Licensing & New Business Coordinator

Nadia Barry
New Business Coordinator

Stacy Watterson
New Business Coordinator
Advisor Services Division
Client Services Division
Our Client Services Reps are available to help educate and provide guidance to consumers regarding Medicare Insurance, Long Term Care Planning and other Retirement Healthcare Solutions
